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      <image:caption>Whether your business has large volumes of invoices to recover or the occasional debt, our fixed-fee undisputed debt service gives your business a clear, fast and cost-effective solution to recover the money you are owed.</image:caption>
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      <image:title>Our Legal Services - Litigation</image:title>
      <image:caption>Disputes and challenges within a business can have very adverse effects, but with commercial and proactive advice that’s delivered with your approach to business in mind, Bellavia &amp; Associates work with you to reach a swift resolution.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1618929486197-1FJVJ32M8RZ7W3RDUFD8/Bellavia+%26+Associates+Commercial+Agreements+631+x+508px.png</image:loc>
      <image:title>Our Legal Services - Commercial Agreements</image:title>
      <image:caption>Our experienced legal team can offer a complete, or bespoke, service to suit your needs in regards to commercial agreements. Whether you require our expertise in regards to leases, joint-ventures, terms and conditions, shareholders agreement, articles of association or any other type of agreement our team are on hand to assist you.</image:caption>
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      <image:title>Our Legal Services - Will and Inheritance Disputes</image:title>
      <image:caption>Contesting a Will is not a simple process. It can be demanding in terms of both time and money and it is, therefore, essential to seek immediate legal advice if you think that you may have grounds to contest a Will.</image:caption>
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    <image:image>
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      <image:title>Our Legal Services - Divorce and Family Disputes</image:title>
      <image:caption>Getting divorced is an emotional, stressful and difficult time. You need someone on your side to guide you through the legal process. At Bellavia &amp; Associates, you will receive advice you can trust about what matters most to you – your children, your home and your financial security.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1630676514077-QIHX3FXSTW5JZ8XWSP8J/Employment+631+x+508px.png</image:loc>
      <image:title>Our Legal Services - Employment</image:title>
      <image:caption>Our specialist employment lawyers are here to help and provide a quick and effective initial assessment on a range of employment disputes. A consultation with one of our experts will help you understand your legal options and what steps you can take.</image:caption>
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      <image:caption>From Bankruptcy cases through to Advising creditors in dealing with all aspects of insolvency, our dedicated team of individuals here at Bellavia &amp; Associates are available around the clock to advise you best and offer professional representation.</image:caption>
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      <image:caption>Contact us if you are buying or selling a home.</image:caption>
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      <image:caption>If you believe that you have been let down by a professional, and suffered some quantifiable loss, then you’re going to need our team of professional negligence lawyers by your side. Whether you have been let down as an individual or during the course of your business life we can help.</image:caption>
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      <image:caption>It is currently believed that more than 70% of adults in England and Wales do not have a will in place. A will is very important, find out why…</image:caption>
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      <image:title>Home - “Zep and his team at Bellavia &amp; Associates deliver an extremely professional service, putting their clients’ needs first in everything they do.”</image:title>
      <image:caption>– Rachel Fleri, Specialist Security.</image:caption>
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    <lastmod>2024-11-18</lastmod>
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      <image:title>Meet the Bellavia Team</image:title>
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      <image:title>Meet the Bellavia Team</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1611330674414-9R06LCX54KHIWX5OJTUP/Bellavia+-+Craig+Shipp+Staff+Team+Photo%27s+445+x+555px.jpg</image:loc>
      <image:title>Meet the Bellavia Team</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1608047110733-U4QIK3ZIAI48YBUNLI4X/Bellavia+mail+24px.png</image:loc>
      <image:title>Meet the Bellavia Team</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/710ae7aa-94b6-4661-b5b2-fea5619e18a8/Bellavia+-+Staff+Team+Photo+445+x+555px+Claire.jpg</image:loc>
      <image:title>Meet the Bellavia Team</image:title>
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      <image:title>Meet the Bellavia Team</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/e29f4496-18f6-447f-bb9f-96e961c563c5/Bellavia+-+Staff+Keira+445+x+555px+Dec+2023.jpg</image:loc>
      <image:title>Meet the Bellavia Team</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1608047110733-U4QIK3ZIAI48YBUNLI4X/Bellavia+mail+24px.png</image:loc>
      <image:title>Meet the Bellavia Team</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/a5f83f14-c427-4752-a714-ec5567cae76b/Labibah.jpeg</image:loc>
      <image:title>Meet the Bellavia Team</image:title>
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      <image:title>Meet the Bellavia Team</image:title>
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      <image:title>Meet the Bellavia Team</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1608047110733-U4QIK3ZIAI48YBUNLI4X/Bellavia+mail+24px.png</image:loc>
      <image:title>Meet the Bellavia Team</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/22ef16e3-94dc-4926-80d4-529d028d71f3/Jodie.jpeg</image:loc>
      <image:title>Meet the Bellavia Team</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1608047110733-U4QIK3ZIAI48YBUNLI4X/Bellavia+mail+24px.png</image:loc>
      <image:title>Meet the Bellavia Team</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1630590601698-VWKSPRGBK39N2052KM5Y/Bellavia+-+Caroline+Staff+Team+Photo%27s+445+x+555px-6.jpg</image:loc>
      <image:title>Meet the Bellavia Team</image:title>
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      <image:title>Meet the Bellavia Team</image:title>
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      <image:title>Meet the Bellavia Team</image:title>
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      <image:title>Meet the Bellavia Team</image:title>
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      <image:title>Meet the Bellavia Team</image:title>
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      <image:title>Meet the Bellavia Team</image:title>
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  <url>
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    <lastmod>2025-03-14</lastmod>
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      <image:title>Out and About</image:title>
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      <image:title>Out and About</image:title>
      <image:caption>Zep's live interview starts at 5 mins 20 into the video</image:caption>
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  </url>
  <url>
    <loc>https://www.bellavia-associates.com/our-fees-explained</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-06-29</lastmod>
  </url>
  <url>
    <loc>https://www.bellavia-associates.com/contact-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-12-11</lastmod>
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      <image:title>Contact Us</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.bellavia-associates.com/testimonials</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-10-01</lastmod>
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      <image:title>Testimonials - “I want to extend my sincere thanks for the time and reassurance you gave me when I was feeling anxious about the situation. You’ve been a great support from the very start, and I’m really glad I chose to proceed with you. The more time I’ve had to reflect, the more I agree with your initial assessment that this was likely a case of someone trying it on.”</image:title>
      <image:caption>— Ashley Crowden</image:caption>
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      <image:title>Testimonials - “I am extremely grateful for the support and expertise provided by Bellavia &amp; Associates solicitors when faced with demands &amp; penalties from HMRC who were trying to recover CGT from the sale of my only home. B&amp;A successfully appealed and HMRC removed my entire liability and penalties, achieving a result that brought great relief to both myself and my family. Their service was professional, responsive and great value for money. I would not hesitate to recommend their services to others facing similar challenges.”</image:title>
      <image:caption>— Ross Salvage</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/4e7ad33d-08ea-4f7f-acd7-5076868e2a30/James+Maskell20.png</image:loc>
      <image:title>Testimonials - “Bellavia &amp; Associates helped us to resolve a long-running dispute with a building contractor. They were supportive throughout the process, provided us with realistic advice and negotiated a resolution that we were very happy with.”</image:title>
      <image:caption>— James Maskell</image:caption>
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      <image:title>Testimonials - “My wife and I were unexpectedly faced with a legal challenge whilst dealing with probate.    Whilst I have experience in probate myself, the nature of the aggressive challenge clearly needed the expertise of a top contentious law firm. Zep and Megan were the obvious people to turn to, having won a successful legal challenge on my behalf five years ago in relation to a business matter.    Following our various conversations and emails on the matter, they agreed there were no grounds for the parties in question to make a claim on the estate and issued legal notice to the claimants accordingly.    We received very positive news whilst away on holiday which came as a great relief and we are very grateful to the team at Bellavia &amp; Associates for their professional and capable representations.”</image:title>
      <image:caption>— John &amp; Alyson Heavens</image:caption>
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      <image:title>Testimonials - “Zep and Bellavia &amp; Associates were recommended to us by an accountant friend of mine. We were looking for some help in collecting a substantial amount from a tenant who simply refused to pay what they owed. We really didn’t think we were going to get much success but Zep and his team were quick to turn words into action and obtained the CCJ. After some thorough investigation and clever negotiation, Zep really pulled the rabbit out of the hat and managed to extract not only what we were owed but a lot of the costs as well. Delighted.”</image:title>
      <image:caption>— Tim Webber</image:caption>
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      <image:title>Testimonials - “You’ve been amazing Meg and it would never have been brought to a conclusion without your help. We will happily recommend you to anyone needing your service.”</image:title>
      <image:caption>— Kevin Morgan</image:caption>
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      <image:title>Testimonials - “Thank you, Jodie and Keira, for the clarity and support you’ve offered on the matter. I now have closure and can put the issue behind me.”</image:title>
      <image:caption>— Daryl Prangley</image:caption>
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      <image:title>Testimonials - “I contacted Bellavia &amp; Associates through a recommendation and I’m glad I did. From the very first meeting with Zep he put my mind at ease. He would talk me through my options and was very supportive. He was always quick to answer my very many questions and acted swiftly throughout my case. I received progress updates as they happened and there was no need to wait or chase. The cost was very reasonable. I would definitely recommend to anyone needing legal advice/help.”</image:title>
      <image:caption>— Abi Maguire</image:caption>
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      <image:title>Testimonials - “As well as being extremely professional and knowledgeable, Zep was so approachable. No matter how many questions I asked, Zep was always happy to answer them and provide me with reassurance. Nothing was too much trouble for him. The service provided was super-efficient and swift - which was just what was needed to resolve my issue.”</image:title>
      <image:caption>— Zoe Trigwell</image:caption>
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      <image:title>Testimonials - “Zep was very supportive, guiding me through the legal process, explaining my options clearly every step of the way. I cannot thank them enough for their support in resolving this matter and would highly recommend Bellavia &amp; Associates to anyone. Should the need arise in future, Bellavia &amp; Associates will be my first port of call for any legal matters.”</image:title>
      <image:caption>— Dominick Knight</image:caption>
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      <image:title>Testimonials - “Zep was fully supportive throughout the divorce process. He is an extremely knowledgeable solicitor who always acted in our best interest to keep the financial costs within our budget. Zep kept us up-to-date and in regular contact throughout. We highly recommend the professional service we received.”</image:title>
      <image:caption>— Irene Dee</image:caption>
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      <image:title>Testimonials - “I wish to thank you for the support we received from Bellavia &amp; Associates in the sale of our business. They wasted no time in understanding the intricacies and nature of the sale and handled the process with exceptional efficiency and professionalism. We were kept fully informed of the progress and we had full assurance of the successful outcome of the sale due to their tenacity and attention to detail.    I will be sure to strongly recommend your firm to anyone that requires legal representation in the future.  Our experience with Bellavia &amp; Associates has restored my faith in legal practice. It is often a slow, complicated and stressful experience when dealing with solicitors but none of the above were true in our case. They represented us outstandingly.”</image:title>
      <image:caption>— Jack Slocombe</image:caption>
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      <image:title>Testimonials - “I’d like to thank Craig Shipp, and everyone at Bellavia &amp; Associates, for all the hard work that they have done for me over the last couple of years. The most important thing for me was that if I needed to speak to Craig about my matter then he would almost always answer my calls or, if he was unavailable, return my calls just as soon as he could. I would strongly recommend this business to everyone.”</image:title>
      <image:caption>— Stephen Swart</image:caption>
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      <image:title>Testimonials - “It's been a pleasure working with Bellavia &amp; Associates, who always tried to accommodate me when I needed to talk with them. I've been particularly impressed with their friendly and professional approach.”</image:title>
      <image:caption>— Richard Ford, Decorquip For more details click here</image:caption>
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      <image:title>Testimonials - “Bellavia &amp; Associates have exclusively handled our legal requirements for several years. Their expertise and service is second to none and we would recommend them without reservation.”</image:title>
      <image:caption>— Jon Narduzzo</image:caption>
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      <image:title>Testimonials - “Craig, I cannot thank you enough for all your help in sorting out my problems. You were very professional. I will have no hesitation in recommending you in the future.”</image:title>
      <image:caption>— Mrs Pauline Hill</image:caption>
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      <image:title>Testimonials - “We greatly appreciate your professional guidance and action to secure an agreement in our dispute with a challenging company. The thorough background research and determined approach towards the company concerned led to swift settlement and payment,  after months of fruitless negotiations with the company ourselves.”</image:title>
      <image:caption>— Bill &amp; Nicola Morgan</image:caption>
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      <image:title>Testimonials - “Thank you for all of your help throughout this process - it really has been appreciated.    We would definitely recommend your team should we ever be asked as you all went above and beyond throughout.”</image:title>
      <image:caption>— Kirstie Witcombe</image:caption>
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      <image:title>Testimonials - “A big thank you to Craig Shipp on the successful outcome on contesting my late father’s will. Although there were times when I really wanted to give up, Craig reassured me and helped me through all the challenges I was facing, resulting in a successful claim. I can now put the past behind me and finally enjoy the future.”</image:title>
      <image:caption>— Susan Pearce</image:caption>
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      <image:title>Testimonials - “I would just like to place on record my sincere thanks to Zep and all involved at Bellavia &amp; Associates.   Without your input and tenacity, we simply would have not got this done.   This was a simple transaction made complicated and protracted by an incompetent advisor to the seller.   Your patience and professionalism in dealing with the other side was superb.   From this point forward, I will not hesitate to recommend Bellavia &amp; Assciates to anyone considering a similar transaction or other legal matters.”</image:title>
      <image:caption>— Craig Jones, Close Brothers</image:caption>
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      <image:title>Testimonials - “There can surely be no better testimonial than that of a fellow lawyer from another practice. So, when I asked our family lawyer could he recommend a lawyer who would 'fight vigorously' for his client over a land dispute I was told 'you need Zep'. It turned out to be marvellous advice, hence I am delighted to write this testimonial for Bellavia and Associates.”</image:title>
      <image:caption>— Roger Butcher, NPT Publishing</image:caption>
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      <image:title>Testimonials - “Thank you for all your support in this matter Keira.  You now have a company of people who won't use any other solicitors’ firm going forward!”</image:title>
      <image:caption>— Sion Bridgeman, Heronhurst</image:caption>
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      <image:title>Testimonials - “Without Zep’s support, wisdom, humour and knowledge, I would not have got through this so thank you from the bottom of my heart. I am happy to highlight you as a wonderful divorce solicitor and to recommend you to others.”</image:title>
      <image:caption>— Jon Ross</image:caption>
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      <image:title>Testimonials - “We are pleased with your efforts and hard work that you have put into the case, thank you!”</image:title>
      <image:caption>— Vibhanshu Dixit, One Stop Recycling</image:caption>
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      <image:title>Testimonials - “We can’t speak highly enough of Zep and his team. Be it work they have done for us or our clients, you can always count on them to provide a first-class service. We wouldn’t hesitate in recommending Zep and his team!”</image:title>
      <image:caption>— Richard Ellis, Ellis Lloyd Jones</image:caption>
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      <image:title>Testimonials - “Bellavia &amp; Associates steered us through our company sale and we were provided with exceptional and friendly service throughout the process. Zep and his team were recommended to us by a friend, and we will now always use them for our legal needs.”</image:title>
      <image:caption>— John Colley</image:caption>
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      <image:title>Testimonials - “Zep and his team dealt with my case with empathy and a personal touch. Their friendly approach set me at my ease, and all communications were easy to understand. I would not hesitate to recommend Bellavia &amp; Associates.”</image:title>
      <image:caption>— Alun Squire</image:caption>
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      <image:title>Testimonials - “Debt recovery is never easy, and as a consultancy is awkward as you have developed a personal relationship with the client. Zep was very helpful at understanding the professional and personal issues, and then giving clear advice as to the potential avenues for recovery. Having chosen an mid range initial approach, Zep made contact with the opponent, clearly explaining their liabilities, but also outlining the escalation steps with a defined timescale of when they would be implemented. The other side settled the outstanding amount in full within 48 hours. I wouldn't hesitate to use Zep as my first choice in the future, but hoping that I have no need to do so again.”</image:title>
      <image:caption>— Roger Hiscott</image:caption>
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      <image:title>Testimonials - “My brother and myself will be forever grateful to Zep for all his guidance and patience in helping us get the correct resolution to a very difficult, and trying, family matter. We would, and will, recommend  him to anyone trying to get a will settled as the testator would have wanted.”</image:title>
      <image:caption>— Geoff Davies</image:caption>
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      <image:title>Testimonials - “I cannot thank Zep enough for all his help and wonderful advice. He was patient and sagacious throughout a delicate process, and I would not hesitate in recommending Bellavia &amp; Associates.”</image:title>
      <image:caption>— James Hewitt</image:caption>
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      <image:title>Testimonials - “Bellavia &amp; Associates were recommended to me by a friend, and I am so thankful that he did. Zep and his team were fantastic, steering me through a very tricky and frequently traumatic experience. I cannot recommend him highly enough, very professional, knowledgeable and, when it mattered, showed great empathy, support and reassurance. And we won!”</image:title>
      <image:caption>— Ian Silverwood</image:caption>
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      <image:title>Testimonials - “I received the money in my account. Thank you very much to Craig for everything he has done.”</image:title>
      <image:caption>— Linda Hill</image:caption>
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      <image:title>Testimonials - “I was so hesitant at first, but may I take this opportunity to thank you for acting in my best interests and completing the deal.”</image:title>
      <image:caption>— Petra French</image:caption>
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      <image:title>Testimonials - “I was exceptionally happy with your prompt service after a recommendation from a friend. I wouldn't go anywhere else, and tell everyone about how professional you were.”</image:title>
      <image:caption>— Cat Parsons</image:caption>
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      <image:title>Testimonials - “Our case wasn't easy, but the expertise and effort Zep and his team put in meant we had a fantastic result. Bellavia &amp; Associates were superb on every front. All credit to them.”</image:title>
      <image:caption>— Terry Howell Timber &amp; Builders Merchants</image:caption>
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      <image:title>Testimonials - “Zep and his team did a fantastic job for us, delivering the perfect result as far as we were concerned. If there is a better lawyer in Wales, I've yet to meet them.”</image:title>
      <image:caption>— Geoff Smith</image:caption>
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      <image:title>Testimonials - “Thank you for everything you have done in getting this sorry chapter concluded. I am so grateful with how you have reacted with agility to the difficulties that we faced.”</image:title>
      <image:caption>— Dan O'Connell, Brand Lab</image:caption>
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      <image:title>Testimonials - “Bellavia &amp; Associates was recommended to me by a good friend of mine as I faced an uphill struggle getting the new-build home I'd purchased fixed to the standard expected. The home purchase was the biggest regret I had and due to the severity of multiple breaches in building regulations with little consumer protection for home buyers my only option was to seek sound legal advice. Zep took me through strategy and stayed by my side throughout the process. Zep also helped me by advising on an ombudsman complaint, which was upheld with the use of Zep’s technical knowledge. I do not use solicitors often or battle with legal teams funded by large corporations that bully their customers. I am glad I met Zep, he is a credit to the legal profession and I will be in touch with him for any future legal issues I have.”</image:title>
      <image:caption>— Pratik Patel</image:caption>
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      <image:title>Testimonials - “A huge thank you to Zep and Craig for their assistance in getting a very satisfactory result for us in a car sale dispute. The calming confidence they brought to the matter helped make the correct decision to get the claimant to withdraw the case in its entirety. I would not hesitate in recommending them for their professionalism, advice and guidance.”</image:title>
      <image:caption>— Steve Hurley, CRS Performance UK</image:caption>
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      <image:title>Testimonials - “We have found Bellavia &amp; Associates to be extremely efficient in dealing with our recent boundary dispute. Zep was very professional and clear about the available options to resolve the dispute in the most expedient and economical manner. All communications between the parties were prompt and concise, leading to a successful and timely conclusion. We would not hesitate in recommending Zep and his team to all.”</image:title>
      <image:caption>— Bill and Nicola Morgan</image:caption>
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      <image:title>Testimonials - “Zep and his team dealt successfully with a recent trademark dispute. They delivered a thoroughly professional, efficient and friendly service at a reasonable cost. We would not hesitate to recommend Bellavia &amp; Associates to others.”</image:title>
      <image:caption>— Nick Tyson, The Outlet Shop</image:caption>
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      <image:title>Testimonials - “We have found the service delivered by Bellavia &amp; Associates to be second to none. Zep and his team provide an excellent speed of response and are very easy to work with. We would not hesitate to recommend them.”</image:title>
      <image:caption>— Walls Truck Services</image:caption>
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      <image:title>Testimonials - “I always use Zep. He is very clever and great in Court if it gets that far - but can duck and dive where needed.”</image:title>
      <image:caption>— Paul Byett, Managing Partner, UHY Hacker Young</image:caption>
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      <image:title>Testimonials - “Zep and his team at Bellavia &amp; Associates deliver an extremely professional service, putting their clients’ needs first in everything they do. They understand how we operate and the outcomes we are looking for, giving us responsive service and explaining all the options available. We’ve never been less than impressed by Zep and his team and would not hesitate to recommend them.”</image:title>
      <image:caption>— Rachel Fleri, Managing Director, Specialist Security</image:caption>
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      <image:title>Testimonials - “We both want to thank you for your brilliant representation and you showed the robust method of fighting our corner, which we needed.”</image:title>
      <image:caption>— Bruno Rimola</image:caption>
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      <image:title>Testimonials - “We both want to thank you for your brilliant representation On behalf of my mum and all our family, we would like to thank you for your truly outstanding service and professionalism from the moment you have represented my mum. This dispute has lasted 10 years and felt like there was no end to this nightmare. Thanks once again for your help. ”</image:title>
      <image:caption>— Chris Miles</image:caption>
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      <image:title>Testimonials - “We can’t thank Bellavia &amp; Associates enough for their handling of our recent dispute. James prepared a very strong defence case for us and was amazing in court, pulling the proverbial rabbit out of the hat! We really appreciate his skill, professionalism, compassion and support in dealing with our case. We wouldn’t hesitate to recommend Bellavia and Associates to anyone needing a very skilful and friendly team of solicitors.”</image:title>
      <image:caption>— Avril Lord</image:caption>
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      <image:title>Testimonials - “Keira, was attentive, quick in responding and made us think that nothing was too much trouble. All legal jargon was explained very well and she was happy to answer all questions in a timely and understandable manner. What had been a very stressful situation was made considerably easier for myself and my wife by the input and excellent handling by Keira. Highly recommend Keira and Bellavia &amp; Associates.”</image:title>
      <image:caption>— Mr &amp; Mrs Taylor</image:caption>
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      <image:title>Testimonials - “I would like to thank Bellavia &amp; Associates for bringing a quick resolution to a dispute with a builder that has been ongoing and quite stressful. They were very professional and got a great result for which I’m very thankful.”</image:title>
      <image:caption>— Phil Jenkins</image:caption>
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      <image:title>Testimonials - “I was attempting to complete the executorship work for my mother’s estate and there was a considerable problem trying to sort out the trust, as all the trustees had passed away. Zep and his team took on the case and were able to obtain the funds from the insurance company after dealing with the executors of the last trustee to pass away. Zep kept me updated and advised on progress throughout the six months it took to bring the case to a successful conclusion. I would not hesitate to recommend Bellavia &amp; Associates to anyone in need of legal assistance.”</image:title>
      <image:caption>— Stewart Hammond</image:caption>
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      <image:title>Testimonials - “I found Zep and his team completely supportive the whole way through my divorce, bringing about a really good outcome in the end. I would totally recommend them.”</image:title>
      <image:caption>— Liz Beardmore</image:caption>
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      <image:title>Testimonials - “ I cannot thank you enough for the hard work and time you have put into this case to get these results. Thanks again for your hard work and everyone involved in the case one way or the other”</image:title>
      <image:caption>— Jack Salang</image:caption>
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      <image:title>Testimonials - “I would like to take this opportunity to thank you, for the advice and speedy recovery of the outstanding debt.”</image:title>
      <image:caption>— J&amp;J Kennedy Demolition</image:caption>
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  </url>
  <url>
    <loc>https://www.bellavia-associates.com/professional-negligence</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-06-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1616851045665-DB0HI41UWJJK67ARTWCZ/Bellavia+Services+Professional+Negligence+537+x+416px.jpg</image:loc>
      <image:title>Professional Negligence</image:title>
      <image:caption>We give sensible and practical advice aimed at reaching an effective resolution and use our well-acclaimed advocacy abilities to guard our clients’ interests. We offer a detailed yet speedy assessment of the issues at hand and aim to be fully transparent about the costs involved and what funding options might be available to you.  Call us on 01633 450460 or make an enquiry online.</image:caption>
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      <image:title>Professional Negligence</image:title>
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  </url>
  <url>
    <loc>https://www.bellavia-associates.com/litigation</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-06-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1617723789778-QG6A0T2462B1PDF51DRF/Bellavia+%26+Associates+Litigation+-+555+x+417px.png</image:loc>
      <image:title>Litigation</image:title>
      <image:caption>We aim to provide a flawless service to our clients, offering strategic advice and representation. If you are involved in a commercial dispute and want a team of highly professional litigators focused on getting you results, contact Zep Bellavia today.  Call us on 01633 450460 or make an enquiry online.</image:caption>
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      <image:title>Litigation</image:title>
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  </url>
  <url>
    <loc>https://www.bellavia-associates.com/contact-us</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-06-24</lastmod>
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      <image:title>Contact us</image:title>
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      <image:title>Contact us</image:title>
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      <image:title>Contact us</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1612196157127-M5CSJEPO4W8JIANSTHX9/Contact+Us+Lower+Image+Reception+1834+x+902px.jpg</image:loc>
      <image:title>Contact us</image:title>
      <image:caption>Reception area at our Bellavia &amp; Associates offices - Merlin House, Newport</image:caption>
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  </url>
  <url>
    <loc>https://www.bellavia-associates.com/insolvency</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-06-29</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1618488195088-V5LVAAQYBR7WFZD0JDAS/Bellavia+Services+Insolvency+537+x+416px.png</image:loc>
      <image:title>Insolvency</image:title>
      <image:caption>We provide a complete service for insolvency practitioners, creditors, as well as businesses and individuals in financial difficulties. We deliver realistic and practical legal advice. Our team has extensive knowledge and is able to deal sensitively with your situation.  Call us on 01633 450460 or make an enquiry online.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1618404088375-2TEPL9DXYEX7IQQ4CHJN/Home+Page+Service+Graphic+600+x+75px.png</image:loc>
      <image:title>Insolvency</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.bellavia-associates.com/debt-recovery</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-06-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1617723563567-3VEDYP60PCEBJJ0P2TRV/Bellavia+%26+Associates+Debt+Recovery+-+555+x+417px.png</image:loc>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1618485931739-69WD8MIRAEH62LVZZ0LH/Home+Page+Service+Graphic+600+x+75px.png</image:loc>
    </image:image>
  </url>
  <url>
    <loc>https://www.bellavia-associates.com/about-bellavia-associates</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-06-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1607944124316-Q7URES12L608MJLMSYV7/Home+Page+Service+Graphic+600+x+75px.png</image:loc>
      <image:title>About Bellavia &amp; Associates</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1612438253785-483B5B8P02Z5R3OIWHCK/100+Million+Graphic+630+x+250px.jpg</image:loc>
      <image:title>About Bellavia &amp; Associates</image:title>
      <image:caption>At Bellavia &amp; Associates we're managed by a vastly-experienced solicitor who has delivered or overseen more than £100m of legal services.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1611575607421-VAXYQT1YMGK28V485E0K/Zep+Bellavia+About+Us+Page+630+x+787px.jpg</image:loc>
      <image:title>About Bellavia &amp; Associates - Mr Zep Bellavia LLB Hons. Managing Director</image:title>
      <image:caption>Zep's key role is driving the business forward as well as helping clients do likewise. Zep's knowledge of how people and businesses succeed is just as important to his clients as his legal knowledge and skills. He enjoys working closely with clients, developing innovative ways of delivering our highly specialised legal services. Zep's legal specialities include commercial high value litigation, employment, contentious probate, enforcement, family disputes and corporate crime.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1618852488743-29MHG9EYCE9UNZCU3UM6/Craig+Shipp+About+Us+630+x+787px.jpg</image:loc>
      <image:title>About Bellavia &amp; Associates - Introducing Craig Shipp LLB. Head of Litigation</image:title>
      <image:caption>Craig has worked in the legal sector since 2004 and qualified as a Solicitor in 2008. Craig is a tenacious litigator who thrives on resolving complex legal problems to the satisfaction of his Clients. Craig’s work covers all aspects of Commercial Law and his innate tendency for detail lends itself well also to drafting agreements, leases and deeds. Craig prides himself on delivering quality work on a commercial basis. Above all, Craig loves helping others.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/e91515c7-7ac4-4eb7-969a-8f515e428dcf/klm.jpg</image:loc>
      <image:title>About Bellavia &amp; Associates - Introducing Keira Mruk LLB LLM. Trainee Solicitor</image:title>
      <image:caption>Keira has a Masters degree in law and has worked at various South Wales law firms. She said: “The total focus here on the client’s needs and the attention that is paid to providing a high-quality service is second to none.” A keen ‘foodie’, when she is not eating out or reading food blogs Keira can be found walking her English bulldog in the countryside. Professionally, she has a particular interest in Civil Litigation and Insolvency matters.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bellavia-associates.com/conveyancing</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-06-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1618404903006-NPL7LN6W0VFXF2HQQZH2/Bellavia+Services+Conveyancing+537+x+416px.png</image:loc>
      <image:title>Conveyancing - Our expert associates will guide you through the legal elements of buying or selling a residential property in an easy-to-understand way.</image:title>
      <image:caption>Contact us now to take advantage of our fixed fees: Call us on 01633 450460 or make an enquiry online.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1618486144416-IQU20CVL1VNFX52NOZ7Z/Home+Page+Service+Graphic+600+x+75px.png</image:loc>
      <image:title>Conveyancing</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/87a49506-f4cd-4e45-9b9e-7f444fbe791e/Picture1.png</image:loc>
      <image:title>Conveyancing - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bellavia-associates.com/terms-of-service-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-12-10</lastmod>
  </url>
  <url>
    <loc>https://www.bellavia-associates.com/will-inheritance-disputes</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-06-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1617724105849-C3IQFN5557SICPM37VRC/Bellavia+%26+Associates+Will+and+Inheritance+Disputes+-+555+x+417px.png</image:loc>
      <image:title>Inheritance Disputes</image:title>
      <image:caption>Whatever the nature of your inheritance dispute, our expert team will be able to advise you on your case and discuss what funding options might be available to you. We will advise you on what legal action will cost you, how long it’s likely to take and the viability of your case.   Call us on 01633 450460 or make an enquiry online.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1618403044878-4I2J5GF9Z4BCL40M4MUP/Home+Page+Service+Graphic+600+x+75px.png</image:loc>
      <image:title>Inheritance Disputes</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.bellavia-associates.com/divorce-family-disputes</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-06-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1618488017401-R266EYE72C3SUVDHD6OA/Bellavia+Services+Divorce+and+Family+Disputes+537+x+416px.png</image:loc>
      <image:title>Divorce &amp; Family Disputes</image:title>
      <image:caption>Our experienced team will take time to understand your situation and talk through your options. We’ll explain your rights and those of your estranged partner and we’ll do our best to make your divorce as stress-free as possible.  Call us on 01633 450460 or make an enquiry online.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1618486016068-18FL0LUHMFJRRVBB3UY1/Home+Page+Service+Graphic+600+x+75px.png</image:loc>
      <image:title>Divorce &amp; Family Disputes</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.bellavia-associates.com/privacy-policy-gdpr</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-12-15</lastmod>
  </url>
  <url>
    <loc>https://www.bellavia-associates.com/vacancies</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1618510581547-S7UJ570HRBBEU3YYZ3T1/Bellavia+%26+Associates+Vacancies+Handshake+630+x+787px.png</image:loc>
      <image:title>Vacancies</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.bellavia-associates.com/wills-lifetimeplanning</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-06-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1618489243505-HFBCQGGWJNMYF3OR7J0T/Bellavia+Services+Your+Will+537+x+416px.png</image:loc>
      <image:title>Wills &amp; Lifetime Planning</image:title>
      <image:caption>Your Will is a legal document that allows you to state what should happen to your assets (your money, property, investments, and possessions) as well as your young children after you have passed away. We will advise you on creating a Will and how much it will cost you.   Call us on 01633 450460 or make an enquiry online.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1618403044878-4I2J5GF9Z4BCL40M4MUP/Home+Page+Service+Graphic+600+x+75px.png</image:loc>
      <image:title>Wills &amp; Lifetime Planning</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.bellavia-associates.com/company-and-commercial</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-06-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1618934384344-L2QLSJCJTCSYM35BFCUG/Bellavia+Services+Commercial+Agreements+537+x+416px.png</image:loc>
      <image:title>Company and Commercial</image:title>
      <image:caption>We, at Bellavia &amp; Associates, understand the importance of ensuring the terms and conditions are right for our Client to minimise the risk of the parties to the Contract becoming embroiled in a bitter dispute when the Contract is not performed as one, or the other, party expected. We ensure that every agreement that we draft is favourable to our Client and, if the other party is preparing the agreement, we ensure that the best possible terms of that agreement are negotiated. For further details, call us today or make an enquiry online.  Call us on 01633 450460 or make an enquiry online.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1618402166934-EAZ3SSH1IV20QRJKELYK/Home+Page+Service+Graphic+600+x+75px.png</image:loc>
      <image:title>Company and Commercial</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.bellavia-associates.com/complaints-policy</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-07-12</lastmod>
  </url>
  <url>
    <loc>https://www.bellavia-associates.com/employment</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-06-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1631274115922-I88GCF6T58F7Y10DIUVG/amy-hirschi-izxMVv2Z9dw-unsplash.jpg</image:loc>
      <image:title>Employment</image:title>
      <image:caption>If you are a large corporate business, a small organisation or a sole trader, we are happy to help you with any of your employment legal needs. Call us on 01633 450460 or make an enquiry online.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1618485931739-69WD8MIRAEH62LVZZ0LH/Home+Page+Service+Graphic+600+x+75px.png</image:loc>
      <image:title>Employment</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1634059456473-Q1A58GYO1ZV16B26Y2PY/Employment+page+Bubble+Employer+1907+x+1250px.png</image:loc>
      <image:title>Employment - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1631285280061-XKKHO1WP2YZH9EDRTOD7/B%26A+Main+Image+Orange+Employment+Quote+2520+x+1200px+Use.jpg</image:loc>
      <image:title>Employment - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fcfefd826bdff2d4f95dad4/1634059584109-DXX17K78OXIPL3M42S7R/Employment+page+Bubble+Employee+1907+x+1250px.png</image:loc>
      <image:title>Employment - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
</urlset>

